this will allow us to discuss that grade and your credit bureau with you.
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This will NOT affect your credit score
Locally owned and operated:
As part of your community, it’s our mission to grow you into a better financial position by offering affordable and reliable vehicles without embarrassment or judgment.
Lenders recognize our larger buying power and how we take a different approach than others when looking at the credit worthiness of a potential customer. We know everyone has a unique situation, so we look beyond your credit score by focusing on your entire financial picture. Bad things happen to good people, as your neighbours we are here for you.
Financial & Economic challenges:
Financial emergencies can happen to anyone and come at any time. They can be the result of family illness, job loss, urgent home repairs, or a weather event like a major flood. You may even be worried about the impact of the current COVID-19 pandemic on your finances or your debt.
Whatever the source, financial emergencies can be stressful and cause considerable hardships for you and your family. When sudden events occur, it may not always be immediately noticeable that you are heading towards financial hardship. A long-term assessment of your budget & capacity to maintain your current lifestyle is important. Consider any impacts on your income, grocery bills, housing, utilities and other necessities that still need to be paid.
Emotional situations can lead to poor financial decisions including difficulties in achieving savings and retirement goals. Be sure to get the help you need with financial decisions during an emergency. Take the time to get advice and information on what you would like to do and plan to be debt free.
If you do need help to understand your credit bureau and its content, or if you’d just like to understand how credit insurance works, they have some amazing resources for managing your money and your credit rights and responsibilities, including how credit cards work.
The Financial Consumer Agency of Canada (FCAC) has many educational resources for life including topics on insolvency, savings, debt management and more. Interactive tools and calculators can also help you maintain good financial health during these challenging times.
If you need our help with any of the above, it starts with a simple scoring form found here: