99 Golden Spike Rd, Spruce Grove, AB, T7X 2Y3, Canada
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Mon - Thu 8:30 AM - 7:00 PM
Fri 8:30 AM - 6:00 PM
Sat 9:00 AM - 5:00 PM
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Dealership hours of operation
Mon - Thu 7:00 AM - 6:00 PM
Fri 8:30 AM - 6:00 PM
Sat 9:00 AM - 1:00 PM
Sun Closed
Dealership hours of operation
Mon - Fri 7:00 AM - 5:30 PM
Sat 9:00 AM - 1:00 PM
Sun Closed
Dealership hours of operation
Mon - Fri 7:00 AM - 7:00 PM
Sat 9:00 AM - 5:00 PM
Sun Closed
Dealership hours of operation
Mon - Fri 8:00 AM - 5:00 PM
Sat - Sun Closed

How to do your insurance claim

How to do your insurance claim

You’re taking a trip through the busy roads of Ontario and following all the highway rules, and wham! A reckless driver comes along to ruin your day. Car bashed in and day ruined; it’s time to face your insurance company to make your claim. It wasn’t your fault, but you need a way to ensure that you get your money so that your car gets fixed without issues. 

 

You’ve been through this before, and you understand how crazy it can get. So, you need an easy way out. This guide will give you insight on how to claim car insurance without much problem. Let’s dive right in!

 

What are insurance claims?

What are insurance claims

 

Insurance claims are about making a formal request to your insurance company to collect money so that you can for repairs caused by a Policy event. These include car accidents, home burglary, theft, and whatever is covered in the insurance contract. 

 

Once you file your claim, the insurance company would most likely send an adjuster to check what happened, and if the claim is verified and approved, you will get a check to cover the losses. 

 

When to file insurance claims?

When to file insurance claims

 

If you do not want to have issues with your filing, you need to know when to file a car insurance claim. The general unspoken rule is that you should not bother filing if your damages are below your deductible or a few bucks above it. So, you need to access the damage before you proceed. 

 

Fortunately, if you use an expert like SGI appraisals, you can always get a perfect overview of the major damages and if it is worth filing an insurance claim. Some of the things you should consider before filing are:

 

  • If someone is injured
  • When there’s clear proof that it is not your fault
  • If you suffer a complete loss or can’t afford to cover the fees to fix the damages

 

How to File Claims

How to File Claims

 

If you have evaluated the accident and with the help of SGI appraisals Spruce Grove, you can go on to file a claim. To do that, below are the steps you should take. 

 

  • Call the emergency helpline if someone is hurt or there is a huge damage
  • Keep a document of everything and exchange contact with the other parties
  • Get in touch with your insurance company to know who you should report to, how long you have to file, and what you will need to file
  • Follow the instructions to file your insurance claim

 

What Should You Expect After Filing a Claim?

What Should You Expect After Filing a Claim

 

After using SGI appraisals and filing your insurance claim, you will get a visit from the insurance adjuster to check the accident and damage done. The insurance adjuster takes the time to vet the entire situation from top to bottom, and if they find the claim valid, you will get your payment. But keep in mind that their goal is to spend as little as possible. So, you should have proper documentation of the incident. 

 

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